Now that you have upc-insured coverage on one car, you’ll want to keep that coverage up to date.
This can be a bit tricky, but here’s how.
Car insurance companies generally require that coverage be maintained for a specified number of years.
It will usually take at least a year to obtain upc or upc replacement coverage, and there are certain exceptions.
These include:Your first car purchaseA vehicle purchased before you were eligible to purchase your first car, including your first pickup truck, a used car, or a new vehicle.
You have up to 12 months of upc auto insurance coverage before you qualify for any coverage on that car.
If you don’t have 12 months, the insurance company will require you to renew your coverage.
If you purchase your second car, up to six months of coverage will be covered.
If your vehicle is purchased between January 1, 2020, and June 30, 2021, you will have up 10 months of insurance coverage, up from the standard of 12 months.
If your vehicle has any parts or components that are not covered by your car insurance policy, you must pay for them.
The following table outlines the most common types of coverage that will be available to you.
The car insurance companies will vary depending on your age, health and ability to pay, so it’s always a good idea to speak to your car insurer before making your purchase.
The below information is provided for informational purposes only and is not a substitute for the advice of your insurance company.
If a particular car insurance company doesn’t answer your questions or offer a different or superior coverage, contact them directly.